ERISA attorney Bonnie Treichel joins Erin Talks Money to explain what many investors overlook about their 401(k)—and what to compare before moving retirement savings. They discuss:
- 401(k) vs. IRA: what to compare before a rollover
- How to find your 401(k) fees and read your annual fee disclosure
- Why index fund expense ratios don’t tell the whole story
- How employer-paid fees can affect your rollover decision
- What an ERISA fiduciary does—and whose interests they must put first
- Why large and small employer retirement plans can have different costs
- Financial advice that may already be available through your workplace plan
- Target-date funds, investment choices, and retirement plan costs
- Creditor protections to consider before moving retirement accounts
- Annuities in 401(k) plans and options for creating retirement income
- Preparing for retirement beyond reaching a savings goal